The Punjab government introduced the innovative Kissan Card Scheme, which offers interest-free agricultural loans to farmers.
In Punjab’s agricultural sector, this program aims to empower small-scale farmers, boost agricultural productivity, and guarantee sustainable development.
Farmers in Punjab can now sign up online to take advantage of this creative program. Learn all you need to know about the Kissan Card Scheme, including its eligibility, benefits, and online application process.
Key Details of the Kissan Card Scheme
| Feature | Details |
|---|---|
| Name of the Scheme | Chief Minister Kissan Card |
| Total Allocation Cost | PKR 9,000 Million |
| Gestation Period | 2024-25 (and may continue) |
| Opening Date | June 1, 2024 |
| Submission Deadline | Ongoing |
| Maximum Loan Amount | PKR 150,000 per farmer (up to 5 acres) |
| Loan Usage | Agricultural inputs (fertilizers, seeds, etc.) |
Objectives of the Kissan Card Scheme
The objectives of the Chief Minister Kissan Card Scheme are:
- Give small-scale farmers interest-free agricultural loans.
- For efficiency and transparency, the farmer registration process should be digitalized.
- Encourage farmers to use sustainable farming methods by providing them with necessary inputs.
- Provide financial resources to up to 500,000 farmers in order to increase their productivity.
Eligibility Criteria for Farmers
Farmers must meet the following requirements to qualify for the Kissan Card Scheme:
- Landholding: Must own agricultural land up to 12.5 acres.
- Mobile SIM Registration: Farmers need a mobile SIM registered in their own CNIC verified by PMD.
- Land Ownership: Land records must be available in the Punjab Land Records Authority (PLRA) database.
- Verification Process: Farmers will be digitally verified through an interface between:
- Farmer registration database (PITB)
- PLRA land records
- NADRA, PMD, and eECIB records
Upon successful verification, eligible farmers will receive their Kissan Card from the Bank of Punjab.
Benefits of the Kissan Card Scheme
- Interest-Free Loans: Farmers can get loans of up to PKR 150,000 per season (PKR 30,000 per acre for up to 5 acres).
- Ease of Access: Online registration ensures convenience and transparency.
- Targeted Use: Loans can only be used for purchasing agricultural inputs like fertilizers and seeds, ensuring productive utilization.
- Support for Small Farmers: Farmers with small landholdings are prioritized, ensuring equitable distribution.
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How to Apply for the Kissan Card Scheme
Farmers can easily register for the Kissan Card Scheme Online Apply through these steps:
- Visit the Official Portal: Farmers must access the government’s official registration portal.
- Online Registration: Enter personal details, CNIC information, and land records on the registration page.
- Verification: The system will verify the farmer’s data, including land records, CNIC, PMD, and eECIB.
- Card Issuance: Once verified, the Bank of Punjab will issue the farmer a Kissan Card.
وزیراعلیٰ پنجاب کسان کارڈ کے متعلق سوالات
سوال 1: وزیراعلیٰ پنجاب کسان کارڈ کے لیے اپلائی کرنے کا طریقہ کیا ہے؟
جواب:
اپنے موبائل سے ایک SMS کریں:PKC <space> شناختی کارڈ نمبر
اور اسے 8070 پر بھیجیں۔
نوٹ: SMS کرنے کے لیے موبائل سم میں بیلنس ہونا ضروری ہے۔
سوال 2: کسان کارڈ کے لیے زمین کی اہلیت کا معیار کیا ہے؟
جواب:
وہ کاشتکار جن کے پاس 11 ایکڑ سے زیادہ اور 12.5 ایکڑ سے کم زرعی اراضی ہے، کسان کارڈ کے لیے اہل ہوں گے۔
کاشتکار کی زمین کا ریکارڈ زرعی اراضی ریکارڈ سینٹر سے تصدیق شدہ ہونا ضروری ہے۔
درخواست دہندہ کے موبائل سم کارڈ کا ان کے شناختی کارڈ نمبر پر رجسٹرڈ ہونا لازمی ہے۔
جن کا شناختی کارڈ ختم ہوچکا ہے، انہیں شناختی کارڈ کی تجدید کروانے کی ضرورت ہے۔
اراضی کا ریکارڈ ٹھیک کروا کر 24 گھنٹے کے اندر دوبارہ SMS کریں:PKC <space> شناختی کارڈ نمبر
اور اسے 8070 پر بھیجیں۔
سوال 3: کسان کارڈ کہاں سے حاصل ہوگا؟
جواب:
کسان کارڈ بینک آف پنجاب (BOP) کی برانچ سے ملے گا۔ کسان کو پیشگی اطلاع بذریعہ SMS دے دی جائے گی۔
سوال 4: کسان کارڈ کب سے ملنا شروع ہوں گے؟
جواب:
تمام اہل کاشتکاروں کو کسان کارڈ 14 اگست سے ملنا شروع ہو جائیں گے۔
سوال 5: وہ کاشتکار جن کے علاقے کا ریکارڈ آن لائن نہیں ہے، وہ کسان کارڈ کیسے حاصل کریں؟
جواب:
محکمہ زراعت پنجاب اور پنجاب انفارمیشن ٹیکنالوجی بورڈ (PITB) مل کر نان کمپیوٹرائزڈ مواضعات کے لیے نظام تیار کر رہے ہیں۔ تمام کاشتکار جلد اس سہولت سے مستفید ہوں گے اور اس کی اطلاع بر وقت فراہم کی جائے گی۔
Note: The scheme operates on a first-come, first-served basis. Early registration is recommended to secure the benefits.
Registered Dealers for Purchase through Chief Minister’s Kissan Card
Here’s the updated table with the provided link applied to each district name:
Contact Information
For any queries or assistance, farmers can contact the designated officials:
- Focal Persons: Hafiz Abdul Rehman & Asif Hameed Qureshi
- Contact Number: 042-99205134
FAQs
What is the maximum loan amount under the Kissan Card Scheme?
Farmers can avail loans of up to PKR 150,000 per season, depending on their land size (up to 5 acres).
Can farmers with more than 12.5 acres apply for the Kissan Card?
No, only farmers with landholdings of 12.5 acres or less are eligible.
Is there any interest on the loans provided under this scheme?
No, the loans provided under the Kissan Card Scheme are completely interest-free.
How can farmers apply for the scheme?
Farmers can register online through the government’s official portal. The system ensures a transparent verification process.
When did the registration for the scheme start?
The registration process began on June 1, 2024, and applications are still being accepted.
Conclusion
The Punjab government’s Kissan Card Scheme Online Apply program is a ground-breaking step in empowering small farmers. The program helps farmers increase their productivity and contribute to the agricultural growth of the province by providing interest-free agricultural loans.
To participate in this program, farmers are urged to register online and make sure all necessary information is correct in order to prevent disqualification. Don’t pass up this chance to use the Kissan Card Scheme to safeguard your future!
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